Friday, October 27, 2017

Samar Trip!

This is an overdue blov post about my Samar visit with my cousin.

Its been a while since I visited my younger sister in her place mainly because it is her and her family who usually come fod a visit. When my cousin's wife invited me to their fiesta celebration I grab the opportunity to accept her invitation and at the same visit my younger sister to attend the first birthday of my nephew.

The visit to my cousin's place was a blast. I met some of my relative from my father side. I really knew few of them since I seldom visit the place where my father came from. So everytime I met a new relative I feel good and excited. How wish I could stay long to have longer chitchat with them.

Me and the celebrant

Like I mentioned I will also attend my nephews first birthday. The celebration was simple. My sister invited some relatives and friends. I also had a blast.

FYI! My sister found out about the mistake in my nephews age when she geg home. So we tried to fix it yet we still failed to do so as we forgot to change the "th" to "st" hahahaha..

Monday, October 16, 2017

Choosing the Best Medical Facility for Your Healthcare Needs

At some point in your life, you may need to undergo specialized medical tests to diagnose critical conditions from which you might suffer.  When you have a choice in what kind of facility you go to for these tests, you may want to choose one that can offer all of the services you need in one convenient location.  You can select the best laboratory, specialist's office, and Lakewood imaging center when you go online today.

Review of Services

Until the advent of the newest medical technology, patients used to dread undergoing an MRI.  They did not like being enclosed in a tube while the test was performed.  The tight enclosure induced feelings of panic and claustrophobia.

Thanks to advancements in medicine, MRIs can now be performed in more open settings so that you do not feel trapped or restricted.  The facility offers this type of MRI to patients in the area.  You can check it out at length when you visit the website of the facility today.

If you are interested in this type of testing, you can make your first appointment online.  The facility offers a number of self-service options available to patients on its website.  You can set up an appointment to fit your schedule so you know when to take time off work or free up time in your calendar.

You can also establish a patient profile on the website once you become established at the practice.  The patient portal can be an important resource when you want to manage your contact information, billing details, address, and other details.  You can set up your own logins and check your account whenever you choose.

If you are unsure of what an MRI is or what it is used for, you may want some additional details before your first appointment.  The website has a blog available for patients that you can browse at your convenience.  The blog touches on all of the most important topics related to MRIs today.

You can also take a virtual tour of the facility by using the link on the website.  This tour gives you an idea of the layout as well as the technology available to you as a patient.  You may feel more at ease and ready to undergo the test well before you actually arrive thanks to this preview of the facility.

Tuesday, October 10, 2017

From Studenthood To Adulthood - Financial Tips You Need To Know


Your financial attitudes often develop and become wiser as you age. During the frugality of student life coupled with the pressure to socialize, eat well and treat yourself with the things you enjoy, you may become accustomed to a financial mode of living which generates certain attitudes. Students are notoriously broke as they fight to gain their qualifications, and sometimes this can culminate in bad habits.

However, the temperance exercised as a student can also have impacts on financial behaviors once adulthood is reached. It’s important to iron out the kinks as soon as you graduate, and become wiser with your financial independence. Many students rely somewhat on the bank of Mom and Dad in their college years, yet once they find a job that could become less justifiable. For these reasons, it’s important to keep on top of your daily financial attitudes by seeing where they originate, and in the process take useful steps to improving them.

Without further ado:

Loans & Debt 

In the student years, it’s likely that you took out a maintenance loan or a payday loan to cover excess costs. As you age, this can become a bad habit. Not only that, but taking on these loans in your student years could have saddled you with debt, and so setting yourself up with your finances is already on the backfoot as soon as you begin your independent life. Debt is a fact of life. Taking out a credit card and making purchases on it will place you in a temporary form of debt, as will taking on any form of a financed deal such as a car loan or telephone contract. It’s important to know how to manage these.

Always stay communicative with your creditors, and never take out a loan you are unable to pay back comfortably in the correct amount of time. If you’ve had issues with debt and you wish to resolve it before you continue with your financial freedom, consider embarking on a debt recovery program such as those offered by a service which lays out the remedy step by step. These attitudes developed in your youth can help you identify issues and practice forethought before making financial mistakes in future.

Peer Pressure 

While spending socially is a hallmark of the student years, as an adult it’s much wiser to forgo short-term pleasures for long-term investments. Doing so can give you an excellent opportunity to acquire the goods and services you want without having to worry in the slightest. Peer pressure will become less important to you as you age, but only if you practice not caring what people think, and sacrificing SOME social time and frivolous spending to acquire something substantial and rewarding instead.

No Shame In Savings 

While rifling through the local newspaper, or signing up to coupon websites could be considered ‘uncool’ from a teenager/young adult, spending a little effort in this direction can give you plentiful savings during your grocery or maintenance costs. Don’t be afraid to shop around for your service providers, and never underestimate the importance of an angry (yet reasonable,)  phone call to a customer service department. As you get older, you will become more adept in identifying a bad deal, and better at weeding those issues out. However, this will only happen if you take your savings seriously. The further you can stretch your funding, the higher your quality of living will be.

With these tips, you can be sure to enjoy solid financial attitudes which will treat you well for life.

Monday, October 9, 2017

Property Enhancements for New Homeowners

Buying a home is a huge accomplishment that many people strive to achieve throughout early adulthood, and reaching this goal is incredibly satisfying. However, once a house has been purchased, many new homeowners begin thinking about the type of property improvements that they should make. Because there are an almost limitless number of options, it is often a good idea to narrow it down to those that are most feasible.

Outbuildings and Storage

Depending on how much room a homeowner has on his or her property, outbuildings may or may not be a possibility. Those with a great deal of land may want to build a barn or storage shed to ensure that they have somewhere to keep the lawnmower and the other tools necessary for those who take pride in maintaining their property. However, homeowners with limited space may wish to consider a smaller structure; metal storage sheds often meet a homeowner's needs, and they are a friendly option for those with space constraints.

Sidewalks and Driveways

Any path that can be used on foot or in a vehicle could loosely be considered a sidewalk or a driveway, but formalizing the situation is far more attractive. From pouring concrete to installing decorative stonework, it is possible to create those paths that welcome family and friends.

Outdoor Security Measures

Once a property belongs to an individual, he or she typically has a strong interest in maintaining its security. One of the best security measures that a property owner can take involves installing fencing around its perimeters; this is also an excellent to corral dogs and children who play in the yard. Flood lights will also provide an extra layer of security to a property, and are often a good choice for those seeking cost-effective protection.

Attractive Landscaping

Ponds, rocks, hedges, gardens and a host of other landscaping tricks can be used to enhance the beauty of any outdoor space. Whether homeowners design and install the landscaping themselves or they leave it to the professionals, it is a great way to turn a newly purchased house into a home.

Improvements Increase Value

The overall value of a home and the property on which it sits is determined by a great many factors, and improvements increase that value. Little, new touches may raise the amount that the house is worth when the time comes to sell it. 

Friday, October 6, 2017

Supporting Yourself Financially For The Times That It Matters The Most

It can be hard to keep control of your money enough so that you have spare cash when it’s really needed. Did you know that the average family in the USA owes at least $8000? Whether this is the case for you or not, it’s always wise to have some back up for yourselves if you do stumble into a spot of financial difficulty. Here’s how you can support yourself financially for the times that it matters the most.


Save Change

Those few extra cents that you have had in your purse for however long will soon mount up if you put them in a jar. A great way of doing this is if you spend $0.69 cents out of a dollar, put the remaining $0.31 in a jar to save for a rainy day. Round up to the nearest dollar each time you spend something in cash and put the remainder of it away. You’ll be surprised at how much you have accrued even after a short period of time.

Get A Credit Card 

Even if you’ve got bad credit, you’re still able to apply for a credit card. There are many different types of credit cards that you can apply for, and there’s different types for certain situations. For example, if you travel a lot then getting a credit card that rewards you with points to spend on flights will help you no end. offers many different types of credit cards for you to look at, and choose the best one for your needs. Of course, it shouldn’t be used as an excuse to spend money unwisely, but having a credit card available for those times when it matters is extremely useful.

Abolish Unnecessary Spending

There’s a chance that you’re currently paying for something you use very little, if at all. Things like a TV service or a subscription to a magazine that you wouldn’t miss if it wasn’t around are great examples of things that you could get rid of. Pay a visit to your bank a6nd go through everything that’s going out of your bank, then abolish anything you no longer need or want. Not only will this free up some of your money, but it will allow you to begin saving for times that you need some extra cash quickly.

Be More Self Sufficient

Growing your own vegetables, and collecting rainwater in water butts so you can water your garden are key examples of how you can become self sufficient. It might be an idea to make the investment into having solar panels installed on your home so that you’re cutting your electric bill. Sometimes it pays to spend money on things like this. Solar panels will pay for themselves within a year of purchase, and are super environmentally friendly. Try these four ideas and begin supporting yourself financially today. Remember, sometimes you have to spend money to make money, so consider all of your options carefully.

Ophthalmologist Visit

I cannot remember good if it was three or two weeks ago when I found out something is growing in the white part of my eyes (close to my nose) close to edge of the cornea. At first I didnt mind it but I notice that is it growing. When I told my boyfriend about it he urge me to visit an opthalmologist. So off I go.

Opthalmologist Findings: 


A pinguecula (pin-GWEK-yoo-lah) is a yellowish, slightly raised thickening of the conjunctiva on the white part of the eye (sclera), close to the edge of the cornea. It a non-cancerous bumps.


  • Ultraviolet radiation from the sun is the primary cause of the development of pingueculae. 
  • Dust and wind frequent exposure to dust and wind also appear to be one of the risk factors. 
  • Dry eye disease also may be a contributing factor and can promote the growth of pingueculae. 

 Pingueculae are more common in middle-aged or older people who spend a lot of time in the sun. But they also can occur in younger people and even children — especially those who are often outdoors without sunglasses or hats to protect their eyes from the sun's UV rays.

To decrease the risk of pinguecula, it's important to wear sunglasses outdoors even on overcast and cloudy days, because the sun's UV rays penetrate cloud cover. For the best protection, choose sunglasses with a wraparound frame design, which block more sunlight than regular frames.

The opthalmologist prescribed an eyedrop called Carbomer Artificial Lacrimal Fluid (Siccafluid). One drop on both of my eyes every three hours nonstop on waking hours. And also I will be wearing double vision eyeglasses soon.

Some information are taken from All About Vision

Wednesday, October 4, 2017

Christmas Is Coming: It’s Time To Talk Finance

It might only be October, but Christmas is on the way, which means that if you haven’t already, it’s time to start thinking about the financial side of the holidays. Let’s be honest about it, the festive season doesn’t come cheap, does it? From the cost of holiday parties and food to the price of Christmas gifts and trips to visit Santa, the festive season is an incredibly expensive time of the year.

While Christmas is expensive for every parent, when you are flying solo as a single mom, it’s even more expensive. However, despite your lack of funds, the chances are you want to ensure that your children still have the most magical festive season. With that in mind, the question is: how can you make the festive season more affordable? Read on for some useful inspiration and ideas…

  christmas gifts.jpg
Photo source Pexels 

 Put aside a little each week

When it comes to making Christmas more affordable, one of the best pieces of advice to take note of is this -put aside a small amount of money each week. Obviously, starting earlier than October will give you a larger budget to play with, but even if you put away $10 a week up until Christmas, you could still save over $100. A word to the wise, next year start putting money aside in January, to make life easier for yourself come next Christmas.

Take advantage of buy now, pay later 

In the run-up to Christmas, a lot of companies start to offer a ‘buy now, pay later’ option when it comes to payments for gifts, food and decorations. If you are able to use this payment method to spread the cost of Christmas, make sure to take advantage of it. If this isn’t an option, perhaps you could consider borrowing the money that you need from a payday loans direct lender and then paying it back over a set period of time? As long as you can afford the repayments, then this could be the ideal option for you.

Go DIY with your gifts

Remember, giving a gift doesn’t have to mean buying a gift. Often, homemade gifts are considered the best kind, because they have a sentiment behind them. Whether you choose to make homemade fudge, sew throws as gifts, or give homemade boiled sweets as gifts, it doesn’t matter. DIY gifts make great festive treats and are also a fantastic way to cut costs during the festive season.

Shop the sales

In the lead-up to Christmas, there are always some great sales, from Cyber Monday to Black Friday, so it pays to take advantage of them. Research when all of the best sales will go live and use them to stock up on gifts and food at a discounted price. From stocking fillers for your little ones to Christmas food for your holiday party, you can take advantage of the sales to make the festive season that little bit more affordable.

There you have it, everything that you need to know to make the festive season more affordable. Christmas may not come cheap, but with the above hacks, you can make it more budget friendly.