Credits

Tuesday, September 5, 2017

Banish The Stress When Moving House

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Moving home can be a wonderful experience. Finally, you’ll have the space that you crave, you’ll be moving to your dream neighbourhood, and you can put down roots and settle. In an ideal world, moving home would be calm and simple. In reality, moving home can be one of the most stressful experiences of your life. There are solicitors, real estate agents, the removals company and your mortgage to consider, not to mention packing up all of your belongings and organising the kids ready for moving day. You could find yourself tearing your hair out before you’ve even made an offer on a property. As with anything, you can lessen the stress by being organised. Take a look at these handy tips to make your next house move as stress-free as possible.

Finances

Before you even begin to look at potential new homes, you need to know what you can afford. Hop online and use one of the many mortgage calculators available. By inputting your household income, current outgoings, and debt, you can get a fair indication of what you may be able to borrow and what your repayments could be.

Ensure that you have all of your finances in order and that you don’t use your overdraft in the months preceding a house move. It’s vital that you have a sound credit history to show off your credentials as a responsible borrower. By checking out The Ultimate Guide to Credit Scores you’ll find a wealth of information to help you improve your credit history if yours looks a little patchy. By nurturing a positive credit score, you’ll be able to borrow more and have a greater variety of mortgage products available to you.

Time Management

Don’t leave everything until the last minute. Ensure that you sign and return any paperwork or documentation from your conveyancer or mortgage company as you receive it. Don’t let it build up. Be prompt otherwise you risk losing your dream home because of your tardiness.

Arrange your removals company as soon as you have your completion date. There’s nothing worse than leaving it until a week before you move to find that there are no reputable removals firms available in your local area and you have to pay more to source one from further away. Make sure you give yourself plenty of time to pack up your house. It always takes longer than you think when hunting for the brown tape, trying to find a marker pen that works and discovering that it takes nearly an hour to bubble wrap that beautiful yet awkwardly shaped mirror your mother in law gave you.

The Box

It pays to pack up one special box that won’t be going with the removals company but that you’ll be keeping in the car with you. In it, you should have your kettle, some snacks, a game to occupy the kids and anything that your pets might need.

As soon as you arrive at your new home and the removals guys are unloading your stuff, you can open your box, put the kettle on, have the kids out of your hair and relax safe in the knowledge that your planning and organisation has paid off resulting in a (relatively) stress-free moving experience.

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