Credits

Tuesday, April 25, 2017

Stretching The Savings

As a parent, it can be hard to manage your finances. As a single parent, this responsibility can stretch even further. Knowing where to put your money, what to do with it and learning the difference between want and need in terms of whether you should purchase something can be both confusing and daunting. Unless you have a form a stability with your finances, being aware of what you can do with what you’ve got, how far you can stretch it and where to invest it are all things which are mind boggling to say the least.

   
Picture Credit from Pexels 

 Know Your Rights - And Learn Them Inside Out 

It’s not so much rights per se, but more what you’re entitled to. As parents, we are subject to certain tax breaks. There are things which may affect exactly what you can get, so if you have wondered things like "how do structured settlements affect taxes? +” or “could I get more a break being a single parent than as part of a married couple?”, these are things that are worth researching - you may just be surprised by the answer that you get. There are so many people who are struggling due to not doing a simple bit of research. The breaks that they are looking for aren’t displayed out for everybody to see - you have to dig a little bit to find them out.

Put Away Savings

There are a lot of places that you can invest your money, but simply putting them away into a bank account with a good rate of interest will suffice. It doesn’t matter if you’ve got a little or a lot to put away, and nor does it matter how often you’re doing it. As long as the intent is there and you know that you have at least a little bit of money to fall back on when things get tough, that’s all that you need. Don’t make yourself live through hard times just to be able to put something away each month. If you can’t afford it at the time, wait until you can.

via Pexels 

Think About Necessities 

We are living in quite an exciting age in terms of actually having stuff around us that is accessible. By ‘stuff’ this means literally anything; clothes, food, technology. It’s all available to us via various different communities - whether they’re online or in person - and charities which are willing to help. If you need something that is genuinely a necessity that you can’t afford, ask around for it. If you know that you can wait for it, then do so - but never reject help that is being offered to you. There is a certain amount of pride that a) has to be put to one side and b) isn’t even being recognised anymore … you’re not the first and you certainly won’t be the last to recognise when you need an extra helping hand. Hopefully, if this applies to you, you’ll be in a position in the future where you can give the help back.

Monday, April 10, 2017

My Way Of Relaxing!

Being a single mother is indeed tiring most of the time most especially if your child is a toddler and you are raising him/her alone without the help of anyone. I am a single mom but gladly I did not raise my child alone because my family was with me all the time and I have a very supportive boyfriend that support me in anyway he can financially. So I am one of the lucky single mom on the whole wide world. I will be thankful for that all my life. But we all know that life is full of surprises, may it be a good one or a bad one. And when things get rough at my end at always feel exhausted although I have all the help I can get from my loved one. At the end of the day I always want to have a good rest and take break.

Cleaning

Cleaning the house and our back yard is on top of my list. I can be tiring but seeing the house and back yard clean gives me the peace I need.

Shopping

Going to the mall alone makes me feel good. Looking at those fashionable clothes, bags and shoes are priceless. For sure all the ladies out there feels the same feeling I have every time I am in the mall. Checking what is on sale and discounted items is what I love most. But because I usually don’t have extra money for shopping I end up window shopping instead of buying the clothes I want.

Watching Movie

Whenever I fell down and exhausted you will see me lurking in movie houses. However, you will not see me watching those romantic movies because I am into action and science fiction movies. So yeah! You can call me wierd. They say watching movies alone is not safe but I disagree because I always do it alone and I always go out from the movie house safe and sound.

Soaking in a Tub

I may not experience this kind of relaxation so I am taking my boyfriends story. He told me countless of times that soaking in a hot tub is priceless. It give him the tranquility and peace he needs. Having this said by my boyfriend I feel like having the chance of soaking in my own hot tub is great. But of course I shall not forget that to have a tub entails a lot of planning. The space should be well taken cared of. Hopefully when I and the boyfriend start building  our dream house our budget will allow us to have our own tub. Imagine soaking in your own inflatable hot tub at home with your loved ones and friends the feeling is certainly priceless.

Sleeping

Most of time I end up taking this way. Simply because I cannot go out to shop or watch movie because of financial difficulties. And also because I do not own a hot tub, just yet.