Credits

Friday, November 11, 2016

Improve Your Home by Updating Your Backyard

If you’re like almost every single homeowner out there, you take serious pride in how your home looks. There’s more to the way your space looks than the furniture in your interior spaces and how clean you keep the place though.

The fact is that your outdoor space plays a major role in how people perceive your home. If you want to upgrade your place, you might be better off spending that money and time outside and instead of inside.

Keep reading to learn more about how you can improve your home by updating your backyard.

Work on Your Deck

Your deck is where you spend a great deal of time with friends and family as a homeowner. You probably also go out there to enjoy the sun or look at the stars every single day. So why doesn’t your deck get as much care as the floors inside your home?

From taking care of loose boards on the deck to updating the stain, your deck is a serious investment that you should care for. Without proper care, you may find that you need to replace your deck much more frequently than you should.

That’s a big expense that could have been avoided with more regular maintenance.

Flower Power

Flowers may not be your cup of tea all the time, but you don’t need a green thumb to be the type of homeowner that has a beautiful garden. That’s because most areas have natural plants that will grow well without much human intervention. Of course, if you do like gardening, you can grow almost anything you like.

Growing vegetables and fruit can also make a lot of sense and be rewarding for many homeowners. In general though, you’ll need to tend to these things regular, so you’ll need to commit to gardening.

Consider Water Features

There are a lot of landscape companies that offer Jacksonville backyard water features .that many homeowners love. You don’t have to struggle with picking them out and putting one in yourself though.

What you need is a full service contractor who can help you pick out the right water feature for your home. From modern to classical water features, these can really bring a whole new level of visual interest to your home and your backyard as a whole.


rosemarie

Wednesday, November 9, 2016

Finding Your Renovation Expert

For many products and services, doing a quick Internet search can give you the information you need about service providers. When it comes to your home, finding a renovation expert shouldn't be left to who tops your search results. Instead you will want to understand what qualifies as an experienced renovation expert and how you can find the best ones for the job.

Online Services
The first place to look for an renovation expert is through online services that gather experienced, qualified contractors and present them with all their qualifications, expertise and local availability. These services can be helpful if you have never hired a contractor before or you have not been able to get recommendations from someone who has hired a professional before. Some of these services require a subscription, while many do not.

Word of Mouth
The best way to know how a contractor really treats their customers is by getting recommendations from friends and family. They will be able to tell you how the process went for them from beginning to end, including the estimate process and construction time.

The key to finding an expert through word of mouth is to talk to those who have your best interest in mind. They will be able to walk you through the process and give you sound advice to make your final hiring decision.

Research Qualifications The last way to know who to choose for your next renovation expert is to make sure that all of the qualifications they say they have are valid. Because renovation experts have to be insured and licensed for the work they do, you can check with state or local offices to see if their licensing is valid and up to date. This is a crucial step to take before you sign any contracts with a renovation expert so that you are protected should problems arise.

Renovating an area of your home is a great way to get the look and feel you really want while adding value to your property. Choosing the best of the bunch is key to having a great renovation experience. If you are ready to find your renovation expert, you can learn more here.


rosemarie

Third Year Super Typhoon Yolanda Commemoration!

"We Remember... We Share... We Stand Strong Together"

Yesterday mark the third year commemoration of super typhoon Yolanda (Haiyan). There are some religious activities prepared on the said day. Unfortunately I was not able to attend the whole day event. But I am glad I was able to attend the Wreath Laying and blessing of the grave at the Surge of Hope where my older brother was burried together with hundred of casulties of the super typhoon. After I go with the procession to the town plaza though I opt not to attend the Wreath Laying in our public plaza where my niece was burried as I need to run some errands.

Grave blessing

Wreath Laying @ Surge of Hope

Its been three years yet there are times that the experiences on that day are still fresh. Well, there is no way that we can forget what happened to us in that Friday morning when the sea water reached our house and reached the cieling in a matter of seconds. 

My older brother and his family

Most of all we miss my older brother and his family who lost thier lives on the 8th of November 2013.


rosemarie

Thursday, November 3, 2016

Keeping Safe As A Single Parent

If you're a single Mom is can be especially intimidating to stay in the house by yourself. You may be terrified of intruders or frightened of being burgled while you're asleep. While you can't stop people in the world causing upset and being generally awful, you can make yourself and your child feel a little bit safer. Jot the following tips down and get the ball rolling with most of them. The more you do now, the safer you'll be in the future.



 Image source Pixabay

Install timed lights

These are a genius idea and will trick people into think that there is someone home when there isn't. As a single Mom, you may well be out of the house with your little one a lot of the time, leaving your home empty and vulnerable. If your house looks like it is occupied it will almost certainly deter unwanted visitors. You can set the timed lights to go off and on whenever you choose and use energy saving light bulbs so as not to be wasteful.

Buy a furry friend

No only will a dog act as a wonderful companion to you and your little family; it will also potentially guard you against danger. Small dogs make for great guard dogs as they often have loud barks. Bigger dogs can be trained to attack in times of trouble. Do your research and make sure whatever dog you choose is happy to be around small children.

Invest in home security

A good, reliable and discreet home security system will give you peace of mind and can be relied upon. Alarm Reviews the Vivint security system and the results are fantastic. Camera doorbells are a truly something worth considering and Smartphone apps make using new systems super easy. Always pay a little bit extra when it comes to investing in a security system. At the end of the day, if someone does break into your house, you'll end up paying a fortune in damages. Avoid this at all costs and plow your money into a system that will do its job properly.

Don't overshare on social media

With social media such a domineering presence in today's culture, it's often easy to forget that someone you don't know might be watching what you say in it. If you are going out of town and leaving your house empty, do not publish that news on Facebook or Instagram. Keep details of where you are at any one time private and turn off the location services on your phone.

The main thing to remember when you are alone in a house and raising a child is to not take unnecessary risks. Play it safe and keep your doors locked properly when you are at home; even if you live in a safe neighborhood. It's just not worth taking the risk! Keep in contact with close friend and family and if you're feeling concerned at all, just pick up the phone and call them. They'll be pleased to hear that you are safe.


rosemarie

Are You A "Good Enough" Parent? Not If You Don't Spend Time With Your Kids

Psychologists and therapists have been harping on about the idea of “good enough” parenting for many years now. It’s the idea that you don’t have to be a perfect as a parent. But you do need to be there enough for your kids so that they can grow up feeling secure.

The problem for many moms, especially single moms, is that they don’t have much time for their kids. They’re time-starved by having to do things like the housework and keeping on top of the financial responsibilities of the home.

So if you’re a busy mom, what can do you to spend more time with your kids? Let’s find out.

Ask Babysitters To Chip In

Pixabay 

It’s often been said that moms have to be resourceful. One of the best ways of being resourceful is to ask your babysitter to help out with some of the housework. Ask them if they’d be willing to pick up toys after the kids have played with them. You could also ask if they’d be willing to do household chores, like the cooking or washing to save you time.

Coordinate Your Errands

Time management classes often emphasize the importance of coordinating your activities. You want to make sure that you get as much done in a single trip out of the house as possible. Don’t just go to the grocery store, pick up the week’s shopping and then head home again. Think about all the other odd jobs that you need to do that week outside of the house. Perhaps you could combine your grocery shop with going to the post office. Or maybe you could meet a client on the way back from taking your kids to clubs. The possibilities here are endless.

Get Your Kids Involved With What You Are Doing


Flickr

Finding time to spend with you kids can be difficult if you’ve got a hectic work schedule. When you add on top of that the time you spend doing chores, family time can rapidly evaporate.

The best way to get around this is to get your children involved with chores. Kids can help preparing food in the evening and even helping to clear up the house. Mother’s shouldn’t be personal assistants to their children. They should be active partners in the relationship. According to experts, parents should help their kids become independent from an early age.

Change Your Job

With the rise of the gig economy, going to work doesn’t have to mean doing the nine to five anymore. Work is becoming more granular and more flexible. You can get jobs as and when you need the money through all sorts of different service-based jobs on the web. There’s demand right now for writers, transcriptionists, and web developers.

Make Two Night’s Meals In One Go

Don’t make fresh meals every night of the week. Instead plan ahead and double up what you cook so that you’ve got enough food for two nights. You can make big pans of lasagna, or soups, or stews. Anything, really, so long as it’s sufficient to feed hungry mouths two nights in a row.


rosemarie

When Financial Difficulty Strikes!

As of this typing our family is having financial dificulty because our lola is currently admitted in one of the private hospital in the city. In less than a week the bill reached more than a hundred thousand. And honestly, I really don't know how to gathered this amount. Our family is not wealthy. It was wrong following the advise of my mother's brother to bring lola in a private hospital. No doubt it will be cheaper if we opt to bring her to a government own hospital. But what is done is done. No reason to blame anyone.

Lola is not well yet but we decided to bring her home. At her age, we think its a miracle to recover from the illnesses she has now. By the way,  she is 85 years old and will be turning 86 in few months. We cannot afford to pay more.

Trully, it is expensive to be sick in the Philippines.


rosemarie

Friday, October 28, 2016

Save A Fortune With These Great Habits

 Imagine from Pexels 

Halloween is a matter of days away, which means that Christmas will be here before we know it, and then it will be 2017. Is it me, or did this past year go by way too fast?! Although we’ve got a while yet, some of you may already be thinking about what your new year’s resolution will be. If there’s one resolution that I hear year after year, it’s to be better with money. As you probably know, this is often easier said than done! If you want to have a better hold on your personal finances, then here’s a few good habits you can get into now.

First of all, try to keep your budget simple. We live in a world that’s obsessed with technology, and I’m sure this isn’t going to change when the new year rolls around! When our day to day lives are so centered around technology, it can be easy to go all-out on all the financial apps and tools you have available to you. While a lot of these tools can be very handy, they’re often a double-edged sword. When you’re dividing your personal finances into countless categories and subcategories, the whole issue can become over-complicated, and you may end up running yourself into all kinds of ruts. Go with a more minimalist approach, and you’ll find it so much easier to stick to your budget.

 Imagine from Flickr 

Next, try to set yourself some passive spending barriers to ensure that you’re not going over what you can realistically afford. Here, I’m talking about getting into a few good financial habits which will help you establish various money-saving rules for yourself. One great routine is getting your monthly paycheque, then writing out a thirty-day list of all the things you want, and then going back over it with the “two items out for every item in” rule. If you’re used to going over budget and living with various luxuries, then sticking to this habit can be a little hard to begin with. However, gritting your teeth through it all will save you money, and develop the discipline it takes to say “no” to some of life’s luxuries. The next time you’re finding it hard to wave away something you want, think about something larger and more enjoyable that you could be saving up for.

Next, max out your retirement savings. Again, this is one that’s easier said than done. Perhaps you would have done it already if your personal finances were in a better position. Still, the closer you can come to maxing out your 401(K) and your Roth IRA, the better off you’ll be in the long run. Whether this habit is realistic for your income or not, it’s important to start saving for it as early as you possibly can. Even putting away $30 a month will add up over time. This is even more important to do if your work runs a retirement scheme where they match the contributions you make. Neglect to take advantage of this, and you’ll essentially be turning down free money!

Automating some of your transactions is another great way to make sure you’re being smarter with your money. This isn’t really a habit, true. However, it’s a great way to ensure your personal finances don’t become too chaotic. When you have many of your payments and savings made automatically, you’ll eliminate the risk of shooting yourself in the foot with impulsive spending habits. Furthermore, when you’re all set up with automatic payments and savings contributions, you’ll have a little more time to focus on other areas of your personal finances. When investments, bill payments and so on are already taken care of, the rest will be far easier to organize.

Finally, get into the habit of looking at the big picture, and questioning every little transaction that you make. Before you finalize any purchase, take a moment to think about your long-term goals, and your personal values. If you bypass this, you can easily end up spending too much of your hard-earned money, or simply squandering it on all the wrong things. The more you do this, the more it becomes a knee-jerk reaction triggered by you touching your credit or debit cards. Soon enough, you’ll wean yourself off of impulsive, unnecessary purchases, and naturally invest more in your career and earning potential.

I hope this guide eventually makes money less of a worry in your life. Take on just a few of these habits, and soon enough you’ll notice a considerable, positive difference to your personal finances.


rosemarie

Semestral Break!

The little big one is enjoying the one week break from school. After having hectic schedule because of the five days school foundation and scout camping he is spending his time watching TV and playing on his phone. I am planning to have our mother and son bonding before he goes back to school.

As for me, I thought I can take some rest after being busy because of the school foundation but I was wrong. My lola was brought to the hospital. I may not staying there overnight but I still feel exhausted going back and fourth running errands. In fact I am coughing as of this typing, that is after having an allergy for two days. The boyfriend is right, stress is making me sick.

I shall take things easy to avoid being sick.


rosemarie